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What Is Life Insurance Cash Surrender Value

What Is Life Insurance Cash Surrender Value. Not all types of life insurance provide cash value. Cash surrender value is the sum of money an insurance company pays to a policyholder or an annuity contract owner if their policy is voluntarily terminated before its maturity or an insured event.

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Get a free custom quote or apply today. How do you calculate the cash surrender value? Cash surrender value is the accumulated fraction of a permanent life insurance policy’s cash value available to the owner upon retiring from the policy before their death.

Not all types of life insurance provide cash value.

How to calculate cash value of a life insurance? How to calculate cash value of a life insurance? Paying premiums could build the cash value and help increase your financial security. Depending on the age of the policy, this number can be less than what was originally invested in it.


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